Census ACS · ZIP Code Tabulation Area

95073 Income Statistics for 2026

Santa Cruz County, California

Median household income

$118,169

Median household income ($118,169) is higher than Santa Cruz County County ($113,740).

95073$118,169
Santa Cruz County County$113,740
95033$189,118
95066$151,250
95065$153,222
95003$148,412
95018$129,464

Average household income

$161,315

Average household income ($161,315) is higher than Santa Cruz County County ($152,923).

95073$161,315
Santa Cruz County County$152,923
95033$269,605
95066$205,724
95065$204,686
95003$193,251
95018$170,901

Per-capita income

$61,802

Per-capita income ($61,802) is higher than Santa Cruz County County ($56,553).

95073$61,802
Santa Cruz County County$56,553
95033$104,535
95066$84,587
95065$75,600
95003$76,751
95018$73,752

Households earning $100k+

56.0%

Households earning $100k+ (56.0%) is higher than Santa Cruz County County (54.0%).

9507356.0%
Santa Cruz County County54.0%
9503375.3%
9506666.7%
9506566.6%
9500368.9%
9501864.1%

All demographics

Population
11,639
Households
4,516
Median age
43.1 yrs
Median household income
$118,169
Mean household income
$161,315
Per capita income
$61,802
Median home value
$1,062,800
Median gross rent
$2,073
Owner-occupied housing
73.3%
Bachelor's degree or higher
48.4%
In labor force
60.3%
Poverty rate
13.0%
Households earning $100k+
56.0%
Population under 5
4.7%
Population age 18–34
16.4%
Population age 25–44
23.7%
Population age 45–64
23.3%
Population age 65+
23.1%
Hispanic or Latino
16.9%
Black (non-Hispanic)
0.3%
Asian (non-Hispanic)
2.2%
Unemployment rate
5.3%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/california/95073

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 95073 income statistics ($118,169 median)

ZIP Code Tabulation Area 95073 in California is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 95073 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 11,639 people live in this ZCTA. Median household income here ($118,169) is higher than Santa Cruz County County ($113,740). Operators sizing a local market often pair median income with mean income ($161,315) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·California·ZIP codes in Santa Cruz County