Census ACS · ZIP Code Tabulation Area

95320 Income Statistics for 2026

San Joaquin County, California

Median household income

$82,572

Median household income ($82,572) is lower than San Joaquin County County ($97,425).

95320$82,572
San Joaquin County County$97,425
95391$176,952
95377$158,158
95220$114,637
95227$150,750
95304$115,007

Average household income

$127,752

Average household income ($127,752) is higher than San Joaquin County County ($118,239).

95320$127,752
San Joaquin County County$118,239
95391$191,775
95377$182,063
95220$155,508
95227$151,954
95304$151,675

Per-capita income

$45,378

Per-capita income ($45,378) is higher than San Joaquin County County ($37,289).

95320$45,378
San Joaquin County County$37,289
95391$53,638
95377$49,945
95220$53,216
95227$53,553
95304$48,304

Households earning $100k+

41.1%

Households earning $100k+ (41.1%) is lower than San Joaquin County County (47.0%).

9532041.1%
San Joaquin County County47.0%
9539180.2%
9537778.6%
9522058.8%
9522784.1%
9530463.4%

All demographics

Population
13,500
Households
4,662
Median age
34.7 yrs
Median household income
$82,572
Mean household income
$127,752
Per capita income
$45,378
Median home value
$521,900
Median gross rent
$1,658
Owner-occupied housing
70.8%
Bachelor's degree or higher
17.0%
In labor force
55.9%
Poverty rate
14.0%
Households earning $100k+
41.1%
Population under 5
9.5%
Population age 18–34
19.8%
Population age 25–44
25.2%
Population age 45–64
20.8%
Population age 65+
18.7%
Hispanic or Latino
30.8%
Black (non-Hispanic)
0.1%
Asian (non-Hispanic)
0.4%
Unemployment rate
6.8%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/california/95320

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 95320 income statistics ($82,572 median)

ZIP Code Tabulation Area 95320 in California is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 95320 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 13,500 people live in this ZCTA. Median household income here ($82,572) is lower than San Joaquin County County ($97,425). Operators sizing a local market often pair median income with mean income ($127,752) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·California·ZIP codes in San Joaquin County