Census ACS · ZIP Code Tabulation Area

95540 Income Statistics for 2026

Humboldt County, California

Median household income

$63,695

Median household income ($63,695) is higher than Humboldt County County ($62,480).

95540$63,695
Humboldt County County$62,480
95545—
95550$104,063
95547$96,827
95524$87,500
95549$95,179

Average household income

$85,919

Average household income ($85,919) is lower than Humboldt County County ($86,804).

95540$85,919
Humboldt County County$86,804
95545$136,635
95550$135,910
95547$135,185
95524$132,104
95549$131,902

Per-capita income

$35,239

Per-capita income ($35,239) is lower than Humboldt County County ($36,116).

95540$35,239
Humboldt County County$36,116
95545$42,462
95550$66,804
95547$54,508
95524$54,810
95549$43,447

Households earning $100k+

31.3%

Households earning $100k+ (31.3%) is higher than Humboldt County County (30.0%).

9554031.3%
Humboldt County County30.0%
9554541.8%
9555079.4%
9554749.3%
9552445.0%
9554946.2%

All demographics

Population
14,469
Households
5,689
Median age
39.1 yrs
Median household income
$63,695
Mean household income
$85,919
Per capita income
$35,239
Median home value
$389,500
Median gross rent
$1,178
Owner-occupied housing
56.4%
Bachelor's degree or higher
26.2%
In labor force
57.4%
Poverty rate
17.4%
Households earning $100k+
31.3%
Population under 5
4.7%
Population age 18–34
24.4%
Population age 25–44
27.1%
Population age 45–64
23.9%
Population age 65+
17.0%
Hispanic or Latino
23.3%
Black (non-Hispanic)
1.7%
Asian (non-Hispanic)
2.8%
Unemployment rate
7.8%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/california/95540

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 95540 income statistics ($63,695 median)

ZIP Code Tabulation Area 95540 in California is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 95540 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 14,469 people live in this ZCTA. Median household income here ($63,695) is higher than Humboldt County County ($62,480). Operators sizing a local market often pair median income with mean income ($85,919) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·California·ZIP codes in Humboldt County