Census ACS · ZIP Code Tabulation Area

32040 Income Statistics for 2026

Baker County, Florida

Median household income

$84,095

Median household income ($84,095) is higher than Baker County County ($76,958).

32040$84,095
Baker County County$76,958
32063$75,683
32087$67,097
32072—

Average household income

$95,782

Average household income ($95,782) is higher than Baker County County ($95,055).

32040$95,782
Baker County County$95,055
32063$95,878
32087$91,137
32072$83,260

Per-capita income

$32,314

Per-capita income ($32,314) is higher than Baker County County ($31,215).

32040$32,314
Baker County County$31,215
32063$32,309
32087$25,270
32072$67,088

Households earning $100k+

40.5%

Households earning $100k+ (40.5%) is higher than Baker County County (39.0%).

3204040.5%
Baker County County39.0%
3206342.4%
3208727.3%
3207228.6%

All demographics

Population
8,978
Households
3,056
Median age
34.2 yrs
Median household income
$84,095
Mean household income
$95,782
Per capita income
$32,314
Median home value
$261,500
Median gross rent
$1,189
Owner-occupied housing
85.6%
Bachelor's degree or higher
17.9%
In labor force
68.6%
Poverty rate
13.7%
Households earning $100k+
40.5%
Population under 5
11.7%
Population age 18–34
24.0%
Population age 25–44
27.3%
Population age 45–64
22.8%
Population age 65+
15.0%
Hispanic or Latino
2.5%
Black (non-Hispanic)
0.7%
Asian (non-Hispanic)
0.8%
Unemployment rate
1.3%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/florida/32040

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 32040 income statistics ($84,095 median)

ZIP Code Tabulation Area 32040 in Florida is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 32040 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 8,978 people live in this ZCTA. Median household income here ($84,095) is higher than Baker County County ($76,958). Operators sizing a local market often pair median income with mean income ($95,782) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Florida·ZIP codes in Baker County