Census ACS · ZIP Code Tabulation Area

32065 Income Statistics for 2026

Clay County, Florida

Median household income

$97,455

Median household income ($97,455) is higher than Clay County County ($88,713).

32065$97,455
Clay County County$88,713
32003$116,611
32043$84,145
32068$84,431
32073$76,455
32656$74,213

Average household income

$105,325

Average household income ($105,325) is lower than Clay County County ($105,792).

32065$105,325
Clay County County$105,792
32003$146,078
32043$105,301
32068$101,157
32073$91,769
32656$89,361

Per-capita income

$36,874

Per-capita income ($36,874) is lower than Clay County County ($39,627).

32065$36,874
Clay County County$39,627
32003$56,270
32043$40,400
32068$36,022
32073$37,391
32656$33,696

Households earning $100k+

46.3%

Households earning $100k+ (46.3%) is higher than Clay County County (43.0%).

3206546.3%
Clay County County43.0%
3200358.8%
3204342.4%
3206841.8%
3207335.7%
3265634.9%

All demographics

Population
41,578
Households
14,640
Median age
37.2 yrs
Median household income
$97,455
Mean household income
$105,325
Per capita income
$36,874
Median home value
$299,400
Median gross rent
$1,743
Owner-occupied housing
72.5%
Bachelor's degree or higher
24.8%
In labor force
65.3%
Poverty rate
10.4%
Households earning $100k+
46.3%
Population under 5
5.2%
Population age 18–34
20.3%
Population age 25–44
29.0%
Population age 45–64
23.0%
Population age 65+
13.0%
Hispanic or Latino
15.3%
Black (non-Hispanic)
22.8%
Asian (non-Hispanic)
4.6%
Unemployment rate
3.6%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/florida/32065

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 32065 income statistics ($97,455 median)

ZIP Code Tabulation Area 32065 in Florida is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 32065 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 41,578 people live in this ZCTA. Median household income here ($97,455) is higher than Clay County County ($88,713). Operators sizing a local market often pair median income with mean income ($105,325) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Florida·ZIP codes in Clay County