Census ACS · ZIP Code Tabulation Area

32444 Income Statistics for 2026

Bay County, Florida

Median household income

$83,160

Median household income ($83,160) is higher than Bay County County ($73,181).

32444$83,160
Bay County County$73,181
32403$118,594
32413$80,039
32407$80,831
32408$80,822
32410$63,606

Average household income

$109,293

Average household income ($109,293) is higher than Bay County County ($96,170).

32444$109,293
Bay County County$96,170
32403$120,562
32413$116,898
32407$111,448
32408$104,662
32410$98,362

Per-capita income

$43,541

Per-capita income ($43,541) is higher than Bay County County ($40,738).

32444$43,541
Bay County County$40,738
32403$34,919
32413$56,820
32407$47,494
32408$50,125
32410$52,592

Households earning $100k+

44.0%

Households earning $100k+ (44.0%) is higher than Bay County County (34.0%).

3244444.0%
Bay County County34.0%
3240363.4%
3241337.2%
3240742.5%
3240837.8%
3241026.8%

All demographics

Population
21,459
Households
8,682
Median age
39.4 yrs
Median household income
$83,160
Mean household income
$109,293
Per capita income
$43,541
Median home value
$331,000
Median gross rent
$1,474
Owner-occupied housing
69.8%
Bachelor's degree or higher
35.7%
In labor force
65.8%
Poverty rate
6.5%
Households earning $100k+
44.0%
Population under 5
7.2%
Population age 18–34
19.4%
Population age 25–44
25.0%
Population age 45–64
23.7%
Population age 65+
18.7%
Hispanic or Latino
10.6%
Black (non-Hispanic)
6.8%
Asian (non-Hispanic)
3.5%
Unemployment rate
3.1%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/florida/32444

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 32444 income statistics ($83,160 median)

ZIP Code Tabulation Area 32444 in Florida is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 32444 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 21,459 people live in this ZCTA. Median household income here ($83,160) is higher than Bay County County ($73,181). Operators sizing a local market often pair median income with mean income ($109,293) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Florida·ZIP codes in Bay County