Census ACS · ZIP Code Tabulation Area

32465 Income Statistics for 2026

Gulf County, Florida

Median household income

$54,538

Median household income ($54,538) is lower than Gulf County County ($59,428).

32465$54,538
Gulf County County$59,428
32456$64,681

Average household income

$72,660

Average household income ($72,660) is lower than Gulf County County ($87,515).

32465$72,660
Gulf County County$87,515
32456$103,475

Per-capita income

$26,176

Per-capita income ($26,176) is lower than Gulf County County ($37,865).

32465$26,176
Gulf County County$37,865
32456$50,424

Households earning $100k+

21.9%

Households earning $100k+ (21.9%) is lower than Gulf County County (27.0%).

3246521.9%
Gulf County County27.0%
3245632.3%

All demographics

Population
8,069
Households
2,547
Median age
41.0 yrs
Median household income
$54,538
Mean household income
$72,660
Per capita income
$26,176
Median home value
$160,200
Median gross rent
$827
Owner-occupied housing
78.9%
Bachelor's degree or higher
11.7%
In labor force
35.6%
Poverty rate
18.6%
Households earning $100k+
21.9%
Population under 5
3.3%
Population age 18–34
24.4%
Population age 25–44
33.3%
Population age 45–64
26.8%
Population age 65+
16.4%
Hispanic or Latino
5.5%
Black (non-Hispanic)
21.3%
Asian (non-Hispanic)
0.6%
Unemployment rate
1.6%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/florida/32465

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 32465 income statistics ($54,538 median)

ZIP Code Tabulation Area 32465 in Florida is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 32465 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 8,069 people live in this ZCTA. Median household income here ($54,538) is lower than Gulf County County ($59,428). Operators sizing a local market often pair median income with mean income ($72,660) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Florida·ZIP codes in Gulf County