Census ACS · ZIP Code Tabulation Area

31312 Income Statistics for 2026

Effingham County, Georgia

Median household income

$101,750

Median household income ($101,750) is higher than Effingham County County ($87,669).

31312$101,750
Effingham County County$87,669
31307$105,679
31326$83,145
31303$75,968
31329$78,483
31302$68,998

Average household income

$116,799

Average household income ($116,799) is higher than Effingham County County ($105,682).

31312$116,799
Effingham County County$105,682
31307$122,803
31326$107,160
31303$95,876
31329$91,447
31302$85,187

Per-capita income

$37,946

Per-capita income ($37,946) is lower than Effingham County County ($38,472).

31312$37,946
Effingham County County$38,472
31307$39,277
31326$42,214
31303$41,394
31329$35,548
31302$32,168

Households earning $100k+

51.5%

Households earning $100k+ (51.5%) is higher than Effingham County County (43.0%).

3131251.5%
Effingham County County43.0%
3130752.3%
3132642.0%
3130322.4%
3132937.0%
3130230.5%

All demographics

Population
25,991
Households
8,313
Median age
34.4 yrs
Median household income
$101,750
Mean household income
$116,799
Per capita income
$37,946
Median home value
$295,900
Median gross rent
$1,537
Owner-occupied housing
87.8%
Bachelor's degree or higher
30.6%
In labor force
70.4%
Poverty rate
6.1%
Households earning $100k+
51.5%
Population under 5
8.6%
Population age 18–34
19.3%
Population age 25–44
29.4%
Population age 45–64
24.0%
Population age 65+
8.9%
Hispanic or Latino
8.7%
Black (non-Hispanic)
12.4%
Asian (non-Hispanic)
0.9%
Unemployment rate
4.3%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/georgia/31312

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 31312 income statistics ($101,750 median)

ZIP Code Tabulation Area 31312 in Georgia is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 31312 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 25,991 people live in this ZCTA. Median household income here ($101,750) is higher than Effingham County County ($87,669). Operators sizing a local market often pair median income with mean income ($116,799) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Georgia·ZIP codes in Effingham County