Census ACS · ZIP Code Tabulation Area

46038 Income Statistics for 2026

Hamilton County, Indiana

Median household income

$106,886

Median household income ($106,886) is lower than Hamilton County County ($121,459).

46038$106,886
Hamilton County County$121,459
46290—
46033$153,143
46032$132,085
46037$141,810
46074$126,724

Average household income

$127,519

Average household income ($127,519) is lower than Hamilton County County ($156,426).

46038$127,519
Hamilton County County$156,426
46290$268,052
46033$196,106
46032$195,334
46037$170,069
46074$161,372

Per-capita income

$50,907

Per-capita income ($50,907) is lower than Hamilton County County ($59,488).

46038$50,907
Hamilton County County$59,488
46290$113,153
46033$70,891
46032$78,612
46037$61,268
46074$58,555

Households earning $100k+

55.0%

Households earning $100k+ (55.0%) is lower than Hamilton County County (58.0%).

4603855.0%
Hamilton County County58.0%
4629063.6%
4603369.1%
4603261.6%
4603764.6%
4607462.9%

All demographics

Population
43,754
Households
17,281
Median age
36.3 yrs
Median household income
$106,886
Mean household income
$127,519
Per capita income
$50,907
Median home value
$333,200
Median gross rent
$1,575
Owner-occupied housing
70.1%
Bachelor's degree or higher
61.4%
In labor force
74.7%
Poverty rate
4.8%
Households earning $100k+
55.0%
Population under 5
5.9%
Population age 18–34
25.3%
Population age 25–44
30.2%
Population age 45–64
24.5%
Population age 65+
12.4%
Hispanic or Latino
5.3%
Black (non-Hispanic)
6.1%
Asian (non-Hispanic)
6.5%
Unemployment rate
3.5%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/indiana/46038

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 46038 income statistics ($106,886 median)

ZIP Code Tabulation Area 46038 in Indiana is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 46038 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 43,754 people live in this ZCTA. Median household income here ($106,886) is lower than Hamilton County County ($121,459). Operators sizing a local market often pair median income with mean income ($127,519) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Indiana·ZIP codes in Hamilton County