Census ACS · ZIP Code Tabulation Area

46516 Income Statistics for 2026

Elkhart County, Indiana

Median household income

$56,492

Median household income ($56,492) is lower than Elkhart County County ($71,100).

46516$56,492
Elkhart County County$71,100
46543$104,896
46573$85,750
46540$96,615
46507$82,683
46528$81,529

Average household income

$73,577

Average household income ($73,577) is lower than Elkhart County County ($90,538).

46516$73,577
Elkhart County County$90,538
46543$126,539
46573$119,537
46540$116,763
46507$104,654
46528$103,889

Per-capita income

$29,779

Per-capita income ($29,779) is lower than Elkhart County County ($32,764).

46516$29,779
Elkhart County County$32,764
46543$29,254
46573$41,277
46540$37,768
46507$36,204
46528$33,525

Households earning $100k+

22.1%

Households earning $100k+ (22.1%) is lower than Elkhart County County (32.0%).

4651622.1%
Elkhart County County32.0%
4654351.1%
4657339.2%
4654047.5%
4650744.3%
4652839.5%

All demographics

Population
31,871
Households
12,244
Median age
35.7 yrs
Median household income
$56,492
Mean household income
$73,577
Per capita income
$29,779
Median home value
$153,400
Median gross rent
$1,016
Owner-occupied housing
62.7%
Bachelor's degree or higher
17.8%
In labor force
64.5%
Poverty rate
16.5%
Households earning $100k+
22.1%
Population under 5
8.1%
Population age 18–34
22.4%
Population age 25–44
26.3%
Population age 45–64
25.4%
Population age 65+
13.0%
Hispanic or Latino
23.6%
Black (non-Hispanic)
10.0%
Asian (non-Hispanic)
1.3%
Unemployment rate
4.4%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/indiana/46516

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 46516 income statistics ($56,492 median)

ZIP Code Tabulation Area 46516 in Indiana is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 46516 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 31,871 people live in this ZCTA. Median household income here ($56,492) is lower than Elkhart County County ($71,100). Operators sizing a local market often pair median income with mean income ($73,577) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Indiana·ZIP codes in Elkhart County