Census ACS · ZIP Code Tabulation Area

46561 Income Statistics for 2026

St. Joseph County, Indiana

Median household income

$91,711

Median household income ($91,711) is higher than St. Joseph County County ($71,541).

46561$91,711
St. Joseph County County$71,541
46530$122,129
46617$74,186
46554$88,068
46552$91,341
46536$78,448

Average household income

$101,682

Average household income ($101,682) is higher than St. Joseph County County ($91,808).

46561$101,682
St. Joseph County County$91,808
46530$164,946
46617$133,089
46554$109,295
46552$106,575
46536$94,769

Per-capita income

$37,573

Per-capita income ($37,573) is higher than St. Joseph County County ($37,031).

46561$37,573
St. Joseph County County$37,031
46530$60,301
46617$55,838
46554$41,406
46552$39,763
46536$40,584

Households earning $100k+

46.6%

Households earning $100k+ (46.6%) is higher than St. Joseph County County (31.0%).

4656146.6%
St. Joseph County County31.0%
4653059.7%
4661739.1%
4655447.4%
4655242.9%
4653634.5%

All demographics

Population
13,996
Households
5,112
Median age
37.2 yrs
Median household income
$91,711
Mean household income
$101,682
Per capita income
$37,573
Median home value
$230,600
Median gross rent
$1,199
Owner-occupied housing
85.5%
Bachelor's degree or higher
28.3%
In labor force
65.4%
Poverty rate
10.1%
Households earning $100k+
46.6%
Population under 5
6.0%
Population age 18–34
18.1%
Population age 25–44
26.2%
Population age 45–64
24.8%
Population age 65+
15.8%
Hispanic or Latino
6.3%
Black (non-Hispanic)
2.5%
Asian (non-Hispanic)
1.2%
Unemployment rate
1.6%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/indiana/46561

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 46561 income statistics ($91,711 median)

ZIP Code Tabulation Area 46561 in Indiana is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 46561 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 13,996 people live in this ZCTA. Median household income here ($91,711) is higher than St. Joseph County County ($71,541). Operators sizing a local market often pair median income with mean income ($101,682) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Indiana·ZIP codes in St. Joseph County