Census ACS · ZIP Code Tabulation Area

51040 Income Statistics for 2026

Monona County, Iowa

Median household income

$71,179

Median household income ($71,179) is lower than Monona County County ($71,524).

51040$71,179
Monona County County$71,524
51558$77,417
51523$82,625
51010$89,063
51063$80,750
51034$66,375

Average household income

$78,642

Average household income ($78,642) is lower than Monona County County ($82,805).

51040$78,642
Monona County County$82,805
51558$94,234
51523$92,383
51010$90,711
51063$90,443
51034$87,365

Per-capita income

$33,598

Per-capita income ($33,598) is lower than Monona County County ($35,552).

51040$33,598
Monona County County$35,552
51558$36,876
51523$40,604
51010$40,064
51063$36,681
51034$38,724

Households earning $100k+

28.6%

Households earning $100k+ (28.6%) is lower than Monona County County (31.0%).

5104028.6%
Monona County County31.0%
5155837.8%
5152329.6%
5101045.7%
5106329.3%
5103435.0%

All demographics

Population
3,500
Households
1,555
Median age
37.6 yrs
Median household income
$71,179
Mean household income
$78,642
Per capita income
$33,598
Median home value
$151,600
Median gross rent
$947
Owner-occupied housing
75.3%
Bachelor's degree or higher
19.9%
In labor force
62.2%
Poverty rate
14.2%
Households earning $100k+
28.6%
Population under 5
5.9%
Population age 18–34
22.8%
Population age 25–44
25.3%
Population age 45–64
20.1%
Population age 65+
22.1%
Hispanic or Latino
1.4%
Black (non-Hispanic)
0.4%
Asian (non-Hispanic)
0.0%
Unemployment rate
1.2%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/iowa/51040

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 51040 income statistics ($71,179 median)

ZIP Code Tabulation Area 51040 in Iowa is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 51040 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 3,500 people live in this ZCTA. Median household income here ($71,179) is lower than Monona County County ($71,524). Operators sizing a local market often pair median income with mean income ($78,642) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Iowa·ZIP codes in Monona County