Census ACS · ZIP Code Tabulation Area

04040 Income Statistics for 2026

Cumberland County, Maine

Median household income

$57,218

Median household income ($57,218) is lower than Cumberland County County ($100,413).

04040$57,218
Cumberland County County$100,413
04110$194,205
04105$150,919
04021$172,468
04107$146,054
04097$129,267

Average household income

$81,129

Average household income ($81,129) is lower than Cumberland County County ($130,276).

04040$81,129
Cumberland County County$130,276
04110$307,723
04105$224,466
04021$223,047
04107$199,887
04097$173,751

Per-capita income

$41,133

Per-capita income ($41,133) is lower than Cumberland County County ($55,712).

04040$41,133
Cumberland County County$55,712
04110$133,146
04105$87,611
04021$78,752
04107$77,688
04097$64,608

Households earning $100k+

22.4%

Households earning $100k+ (22.4%) is lower than Cumberland County County (49.0%).

0404022.4%
Cumberland County County49.0%
0411072.4%
0410564.1%
0402176.9%
0410769.8%
0409763.5%

All demographics

Population
3,050
Households
1,474
Median age
55.2 yrs
Median household income
$57,218
Mean household income
$81,129
Per capita income
$41,133
Median home value
$256,300
Median gross rent
$890
Owner-occupied housing
90.4%
Bachelor's degree or higher
31.4%
In labor force
59.5%
Poverty rate
18.3%
Households earning $100k+
22.4%
Population under 5
4.6%
Population age 18–34
17.2%
Population age 25–44
18.2%
Population age 45–64
37.2%
Population age 65+
28.1%
Hispanic or Latino
1.3%
Black (non-Hispanic)
0.3%
Asian (non-Hispanic)
0.2%
Unemployment rate
8.4%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/maine/04040

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 04040 income statistics ($57,218 median)

ZIP Code Tabulation Area 04040 in Maine is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 04040 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 3,050 people live in this ZCTA. Median household income here ($57,218) is lower than Cumberland County County ($100,413). Operators sizing a local market often pair median income with mean income ($81,129) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Maine·ZIP codes in Cumberland County