Census ACS · ZIP Code Tabulation Area

20653 Income Statistics for 2026

St. Mary's County, Maryland

Median household income

$103,048

Median household income ($103,048) is lower than St. Mary's County County ($125,867).

20653$103,048
St. Mary's County County$125,867
20609$118,102
20630$233,411
20692$201,250
20674$171,985
20636$163,690

Average household income

$115,350

Average household income ($115,350) is lower than St. Mary's County County ($144,362).

20653$115,350
St. Mary's County County$144,362
20609$304,498
20630$232,777
20692$201,482
20674$180,382
20636$176,948

Per-capita income

$48,853

Per-capita income ($48,853) is lower than St. Mary's County County ($53,663).

20653$48,853
St. Mary's County County$53,663
20609$146,472
20630$107,189
20692$79,189
20674$65,661
20636$57,365

Households earning $100k+

51.9%

Households earning $100k+ (51.9%) is lower than St. Mary's County County (58.0%).

2065351.9%
St. Mary's County County58.0%
2060961.9%
2063088.1%
2069283.5%
2067467.4%
2063671.8%

All demographics

Population
26,852
Households
11,028
Median age
34.8 yrs
Median household income
$103,048
Mean household income
$115,350
Per capita income
$48,853
Median home value
$353,300
Median gross rent
$1,626
Owner-occupied housing
57.4%
Bachelor's degree or higher
35.0%
In labor force
70.5%
Poverty rate
15.0%
Households earning $100k+
51.9%
Population under 5
6.3%
Population age 18–34
28.9%
Population age 25–44
32.1%
Population age 45–64
23.7%
Population age 65+
13.8%
Hispanic or Latino
6.7%
Black (non-Hispanic)
29.7%
Asian (non-Hispanic)
3.7%
Unemployment rate
4.1%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/maryland/20653

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 20653 income statistics ($103,048 median)

ZIP Code Tabulation Area 20653 in Maryland is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 20653 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 26,852 people live in this ZCTA. Median household income here ($103,048) is lower than St. Mary's County County ($125,867). Operators sizing a local market often pair median income with mean income ($115,350) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Maryland·ZIP codes in St. Mary's County