Census ACS · ZIP Code Tabulation Area

20851 Income Statistics for 2026

Montgomery County, Maryland

Median household income

$126,411

Median household income ($126,411) is lower than Montgomery County County ($140,343).

20851$126,411
Montgomery County County$140,343
20818$245,982
20817$249,332
20854$250,001
20816$232,656
20838$250,001

Average household income

$148,190

Average household income ($148,190) is lower than Montgomery County County ($180,447).

20851$148,190
Montgomery County County$180,447
20818$404,658
20817$345,225
20854$341,063
20816$323,612
20838$323,409

Per-capita income

$51,567

Per-capita income ($51,567) is lower than Montgomery County County ($67,275).

20851$51,567
Montgomery County County$67,275
20818$159,058
20817$127,135
20854$114,794
20816$114,267
20838$80,514

Households earning $100k+

62.2%

Households earning $100k+ (62.2%) is higher than Montgomery County County (62.0%).

2085162.2%
Montgomery County County62.0%
2081878.6%
2081778.3%
2085484.1%
2081678.1%
2083879.1%

All demographics

Population
14,946
Households
5,155
Median age
38.6 yrs
Median household income
$126,411
Mean household income
$148,190
Per capita income
$51,567
Median home value
$568,900
Median gross rent
$2,043
Owner-occupied housing
57.5%
Bachelor's degree or higher
46.2%
In labor force
76.5%
Poverty rate
9.1%
Households earning $100k+
62.2%
Population under 5
5.8%
Population age 18–34
25.2%
Population age 25–44
29.1%
Population age 45–64
29.0%
Population age 65+
13.1%
Hispanic or Latino
44.1%
Black (non-Hispanic)
10.9%
Asian (non-Hispanic)
12.1%
Unemployment rate
3.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/maryland/20851

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 20851 income statistics ($126,411 median)

ZIP Code Tabulation Area 20851 in Maryland is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 20851 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 14,946 people live in this ZCTA. Median household income here ($126,411) is lower than Montgomery County County ($140,343). Operators sizing a local market often pair median income with mean income ($148,190) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Maryland·ZIP codes in Montgomery County