Census ACS · ZIP Code Tabulation Area

20866 Income Statistics for 2026

Montgomery County, Maryland

Median household income

$140,308

Median household income ($140,308) is lower than Montgomery County County ($140,343).

20866$140,308
Montgomery County County$140,343
20818$245,982
20817$249,332
20854$250,001
20816$232,656
20838$250,001

Average household income

$156,617

Average household income ($156,617) is lower than Montgomery County County ($180,447).

20866$156,617
Montgomery County County$180,447
20818$404,658
20817$345,225
20854$341,063
20816$323,612
20838$323,409

Per-capita income

$50,473

Per-capita income ($50,473) is lower than Montgomery County County ($67,275).

20866$50,473
Montgomery County County$67,275
20818$159,058
20817$127,135
20854$114,794
20816$114,267
20838$80,514

Households earning $100k+

67.8%

Households earning $100k+ (67.8%) is higher than Montgomery County County (62.0%).

2086667.8%
Montgomery County County62.0%
2081878.6%
2081778.3%
2085484.1%
2081678.1%
2083879.1%

All demographics

Population
15,986
Households
5,033
Median age
39.9 yrs
Median household income
$140,308
Mean household income
$156,617
Per capita income
$50,473
Median home value
$446,900
Median gross rent
$2,285
Owner-occupied housing
77.8%
Bachelor's degree or higher
45.1%
In labor force
76.0%
Poverty rate
5.6%
Households earning $100k+
67.8%
Population under 5
4.6%
Population age 18–34
21.8%
Population age 25–44
28.9%
Population age 45–64
24.3%
Population age 65+
17.1%
Hispanic or Latino
17.3%
Black (non-Hispanic)
43.9%
Asian (non-Hispanic)
17.9%
Unemployment rate
6.6%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/maryland/20866

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 20866 income statistics ($140,308 median)

ZIP Code Tabulation Area 20866 in Maryland is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 20866 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 15,986 people live in this ZCTA. Median household income here ($140,308) is lower than Montgomery County County ($140,343). Operators sizing a local market often pair median income with mean income ($156,617) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Maryland·ZIP codes in Montgomery County