Census ACS · ZIP Code Tabulation Area

20905 Income Statistics for 2026

Montgomery County, Maryland

Median household income

$159,740

Median household income ($159,740) is higher than Montgomery County County ($140,343).

20905$159,740
Montgomery County County$140,343
20818$245,982
20817$249,332
20854$250,001
20816$232,656
20838$250,001

Average household income

$185,959

Average household income ($185,959) is higher than Montgomery County County ($180,447).

20905$185,959
Montgomery County County$180,447
20818$404,658
20817$345,225
20854$341,063
20816$323,612
20838$323,409

Per-capita income

$59,049

Per-capita income ($59,049) is lower than Montgomery County County ($67,275).

20905$59,049
Montgomery County County$67,275
20818$159,058
20817$127,135
20854$114,794
20816$114,267
20838$80,514

Households earning $100k+

71.3%

Households earning $100k+ (71.3%) is higher than Montgomery County County (62.0%).

2090571.3%
Montgomery County County62.0%
2081878.6%
2081778.3%
2085484.1%
2081678.1%
2083879.1%

All demographics

Population
19,004
Households
5,899
Median age
44.8 yrs
Median household income
$159,740
Mean household income
$185,959
Per capita income
$59,049
Median home value
$656,700
Median gross rent
$2,105
Owner-occupied housing
87.1%
Bachelor's degree or higher
56.9%
In labor force
66.7%
Poverty rate
5.7%
Households earning $100k+
71.3%
Population under 5
5.6%
Population age 18–34
15.5%
Population age 25–44
20.2%
Population age 45–64
29.7%
Population age 65+
19.7%
Hispanic or Latino
16.2%
Black (non-Hispanic)
28.9%
Asian (non-Hispanic)
14.5%
Unemployment rate
6.2%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/maryland/20905

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 20905 income statistics ($159,740 median)

ZIP Code Tabulation Area 20905 in Maryland is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 20905 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 19,004 people live in this ZCTA. Median household income here ($159,740) is higher than Montgomery County County ($140,343). Operators sizing a local market often pair median income with mean income ($185,959) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Maryland·ZIP codes in Montgomery County