Census ACS · ZIP Code Tabulation Area

21078 Income Statistics for 2026

Harford County, Maryland

Median household income

$106,667

Median household income ($106,667) is lower than Harford County County ($113,863).

21078$106,667
Harford County County$113,863
21047$157,500
21028$137,586
21132$132,288
21161$108,094
21015$137,281

Average household income

$126,084

Average household income ($126,084) is lower than Harford County County ($134,258).

21078$126,084
Harford County County$134,258
21047$189,660
21028$177,811
21132$173,325
21161$172,658
21015$158,650

Per-capita income

$53,163

Per-capita income ($53,163) is higher than Harford County County ($51,752).

21078$53,163
Harford County County$51,752
21047$64,928
21028$64,473
21132$59,357
21161$62,351
21015$58,462

Households earning $100k+

52.8%

Households earning $100k+ (52.8%) is lower than Harford County County (57.0%).

2107852.8%
Harford County County57.0%
2104773.5%
2102864.7%
2113271.8%
2116155.6%
2101565.9%

All demographics

Population
20,030
Households
8,476
Median age
46.8 yrs
Median household income
$106,667
Mean household income
$126,084
Per capita income
$53,163
Median home value
$385,600
Median gross rent
$1,433
Owner-occupied housing
77.0%
Bachelor's degree or higher
41.6%
In labor force
63.6%
Poverty rate
8.5%
Households earning $100k+
52.8%
Population under 5
3.6%
Population age 18–34
18.3%
Population age 25–44
22.8%
Population age 45–64
29.2%
Population age 65+
22.9%
Hispanic or Latino
5.4%
Black (non-Hispanic)
16.6%
Asian (non-Hispanic)
2.5%
Unemployment rate
3.5%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/maryland/21078

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 21078 income statistics ($106,667 median)

ZIP Code Tabulation Area 21078 in Maryland is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 21078 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 20,030 people live in this ZCTA. Median household income here ($106,667) is lower than Harford County County ($113,863). Operators sizing a local market often pair median income with mean income ($126,084) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Maryland·ZIP codes in Harford County