Census ACS · ZIP Code Tabulation Area

21538 Income Statistics for 2026

Garrett County, Maryland

Median household income

$61,250

Median household income ($61,250) is lower than Garrett County County ($65,935).

21538$61,250
Garrett County County$65,935
21541$82,955
21520$59,852
21561$73,858
21550$64,921
21536$64,205

Average household income

$85,367

Average household income ($85,367) is lower than Garrett County County ($97,981).

21538$85,367
Garrett County County$97,981
21541$133,709
21520$111,626
21561$110,979
21550$101,271
21536$78,442

Per-capita income

$36,048

Per-capita income ($36,048) is lower than Garrett County County ($43,707).

21538$36,048
Garrett County County$43,707
21541$57,768
21520$45,096
21561$52,272
21550$45,503
21536$35,095

Households earning $100k+

38.2%

Households earning $100k+ (38.2%) is higher than Garrett County County (31.0%).

2153838.2%
Garrett County County31.0%
2154129.4%
2152032.9%
2156137.4%
2155031.8%
2153629.1%

All demographics

Population
678
Households
343
Median age
38.0 yrs
Median household income
$61,250
Mean household income
$85,367
Per capita income
$36,048
Median home value
—
Median gross rent
$773
Owner-occupied housing
78.1%
Bachelor's degree or higher
10.1%
In labor force
72.4%
Poverty rate
9.0%
Households earning $100k+
38.2%
Population under 5
11.2%
Population age 18–34
25.1%
Population age 25–44
26.3%
Population age 45–64
33.3%
Population age 65+
12.1%
Hispanic or Latino
6.2%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
16.2%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/maryland/21538

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 21538 income statistics ($61,250 median)

ZIP Code Tabulation Area 21538 in Maryland is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 21538 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 678 people live in this ZCTA. Median household income here ($61,250) is lower than Garrett County County ($65,935). Operators sizing a local market often pair median income with mean income ($85,367) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Maryland·ZIP codes in Garrett County