Census ACS · ZIP Code Tabulation Area

21640 Income Statistics for 2026

Caroline County, Maryland

Median household income

$53,558

Median household income ($53,558) is lower than Caroline County County ($72,256).

21640$53,558
Caroline County County$72,256
21655$90,385
21629$73,956
21660$80,469
21649$68,542
21639$62,772

Average household income

$69,291

Average household income ($69,291) is lower than Caroline County County ($89,503).

21640$69,291
Caroline County County$89,503
21655$111,443
21629$96,041
21660$91,867
21649$84,495
21639$83,944

Per-capita income

$30,254

Per-capita income ($30,254) is lower than Caroline County County ($34,998).

21640$30,254
Caroline County County$34,998
21655$42,506
21629$36,589
21660$34,931
21649$26,408
21639$33,990

Households earning $100k+

24.1%

Households earning $100k+ (24.1%) is lower than Caroline County County (32.0%).

2164024.1%
Caroline County County32.0%
2165542.8%
2162933.4%
2166035.9%
2164939.2%
2163932.9%

All demographics

Population
1,163
Households
511
Median age
39.9 yrs
Median household income
$53,558
Mean household income
$69,291
Per capita income
$30,254
Median home value
$268,500
Median gross rent
—
Owner-occupied housing
92.4%
Bachelor's degree or higher
13.9%
In labor force
52.1%
Poverty rate
7.2%
Households earning $100k+
24.1%
Population under 5
8.5%
Population age 18–34
14.7%
Population age 25–44
22.9%
Population age 45–64
23.0%
Population age 65+
24.8%
Hispanic or Latino
20.9%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
2.1%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/maryland/21640

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 21640 income statistics ($53,558 median)

ZIP Code Tabulation Area 21640 in Maryland is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 21640 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 1,163 people live in this ZCTA. Median household income here ($53,558) is lower than Caroline County County ($72,256). Operators sizing a local market often pair median income with mean income ($69,291) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Maryland·ZIP codes in Caroline County