Census ACS · ZIP Code Tabulation Area

21704 Income Statistics for 2026

Frederick County, Maryland

Median household income

$161,063

Median household income ($161,063) is higher than Frederick County County ($128,498).

21704$161,063
Frederick County County$128,498
21754$182,188
21770$183,571
21710$163,864
21714$161,806
21777$159,708

Average household income

$192,754

Average household income ($192,754) is higher than Frederick County County ($151,156).

21704$192,754
Frederick County County$151,156
21754$222,051
21770$194,627
21710$193,313
21714$182,318
21777$182,157

Per-capita income

$59,928

Per-capita income ($59,928) is higher than Frederick County County ($55,255).

21704$59,928
Frederick County County$55,255
21754$72,917
21770$58,954
21710$70,997
21714$90,161
21777$61,095

Households earning $100k+

74.7%

Households earning $100k+ (74.7%) is higher than Frederick County County (61.0%).

2170474.7%
Frederick County County61.0%
2175477.5%
2177078.0%
2171079.4%
2171480.0%
2177787.6%

All demographics

Population
20,006
Households
6,136
Median age
38.6 yrs
Median household income
$161,063
Mean household income
$192,754
Per capita income
$59,928
Median home value
$612,000
Median gross rent
$2,536
Owner-occupied housing
82.0%
Bachelor's degree or higher
57.4%
In labor force
71.9%
Poverty rate
2.9%
Households earning $100k+
74.7%
Population under 5
6.3%
Population age 18–34
12.0%
Population age 25–44
26.2%
Population age 45–64
25.0%
Population age 65+
10.9%
Hispanic or Latino
14.7%
Black (non-Hispanic)
11.3%
Asian (non-Hispanic)
17.8%
Unemployment rate
3.3%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/maryland/21704

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 21704 income statistics ($161,063 median)

ZIP Code Tabulation Area 21704 in Maryland is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 21704 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 20,006 people live in this ZCTA. Median household income here ($161,063) is higher than Frederick County County ($128,498). Operators sizing a local market often pair median income with mean income ($192,754) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Maryland·ZIP codes in Frederick County