Census ACS · ZIP Code Tabulation Area

21738 Income Statistics for 2026

Howard County, Maryland

Median household income

$250,001

Median household income ($250,001) is higher than Howard County County ($153,088).

21738$250,001
Howard County County$153,088
21737$250,001
20759$250,001
20777$226,146
21029$243,542
21794$231,466

Average household income

$297,325

Average household income ($297,325) is higher than Howard County County ($185,099).

21738$297,325
Howard County County$185,099
21737$342,577
20759$333,605
20777$313,062
21029$293,475
21794$288,564

Per-capita income

$92,235

Per-capita income ($92,235) is higher than Howard County County ($66,266).

21738$92,235
Howard County County$66,266
21737$101,402
20759$102,538
20777$106,611
21029$89,689
21794$88,649

Households earning $100k+

95.9%

Households earning $100k+ (95.9%) is higher than Howard County County (68.0%).

2173895.9%
Howard County County68.0%
2173793.5%
2075994.3%
2077787.9%
2102987.0%
2179483.5%

All demographics

Population
3,696
Households
1,121
Median age
41.2 yrs
Median household income
$250,001
Mean household income
$297,325
Per capita income
$92,235
Median home value
$914,300
Median gross rent
—
Owner-occupied housing
98.2%
Bachelor's degree or higher
76.2%
In labor force
65.9%
Poverty rate
2.4%
Households earning $100k+
95.9%
Population under 5
3.7%
Population age 18–34
11.2%
Population age 25–44
15.5%
Population age 45–64
28.3%
Population age 65+
17.2%
Hispanic or Latino
4.5%
Black (non-Hispanic)
2.3%
Asian (non-Hispanic)
6.8%
Unemployment rate
1.9%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/maryland/21738

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 21738 income statistics ($250,001 median)

ZIP Code Tabulation Area 21738 in Maryland is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 21738 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 3,696 people live in this ZCTA. Median household income here ($250,001) is higher than Howard County County ($153,088). Operators sizing a local market often pair median income with mean income ($297,325) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Maryland·ZIP codes in Howard County