Census ACS · ZIP Code Tabulation Area

21784 Income Statistics for 2026

Carroll County, Maryland

Median household income

$139,395

Median household income ($139,395) is higher than Carroll County County ($120,803).

21784$139,395
Carroll County County$120,803
21104$191,804
21048$131,921
21102$135,069
21776$133,409
21158$109,827

Average household income

$165,007

Average household income ($165,007) is higher than Carroll County County ($143,249).

21784$165,007
Carroll County County$143,249
21104$209,422
21048$161,634
21102$149,147
21776$144,384
21158$135,704

Per-capita income

$56,974

Per-capita income ($56,974) is higher than Carroll County County ($53,237).

21784$56,974
Carroll County County$53,237
21104$74,405
21048$58,207
21102$54,845
21776$54,829
21158$52,759

Households earning $100k+

66.8%

Households earning $100k+ (66.8%) is higher than Carroll County County (58.0%).

2178466.8%
Carroll County County58.0%
2110476.3%
2104865.3%
2110262.2%
2177664.2%
2115857.2%

All demographics

Population
39,258
Households
13,416
Median age
38.9 yrs
Median household income
$139,395
Mean household income
$165,007
Per capita income
$56,974
Median home value
$491,800
Median gross rent
$1,739
Owner-occupied housing
87.3%
Bachelor's degree or higher
53.0%
In labor force
68.6%
Poverty rate
4.4%
Households earning $100k+
66.8%
Population under 5
5.9%
Population age 18–34
19.1%
Population age 25–44
25.9%
Population age 45–64
25.4%
Population age 65+
15.8%
Hispanic or Latino
6.8%
Black (non-Hispanic)
6.6%
Asian (non-Hispanic)
4.1%
Unemployment rate
3.6%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/maryland/21784

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 21784 income statistics ($139,395 median)

ZIP Code Tabulation Area 21784 in Maryland is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 21784 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 39,258 people live in this ZCTA. Median household income here ($139,395) is higher than Carroll County County ($120,803). Operators sizing a local market often pair median income with mean income ($165,007) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Maryland·ZIP codes in Carroll County