Census ACS · ZIP Code Tabulation Area

48623 Income Statistics for 2026

Saginaw County, Michigan

Median household income

$101,250

Median household income ($101,250) is higher than Saginaw County County ($63,767).

48623$101,250
Saginaw County County$63,767
48734$91,032
48415$79,067
48626$84,360
48649$72,609
48609$78,218

Average household income

$125,704

Average household income ($125,704) is higher than Saginaw County County ($82,880).

48623$125,704
Saginaw County County$82,880
48734$119,557
48415$110,553
48626$109,345
48649$94,329
48609$92,013

Per-capita income

$44,097

Per-capita income ($44,097) is higher than Saginaw County County ($34,701).

48623$44,097
Saginaw County County$34,701
48734$53,912
48415$44,447
48626$42,864
48649$38,443
48609$40,902

Households earning $100k+

50.1%

Households earning $100k+ (50.1%) is higher than Saginaw County County (27.0%).

4862350.1%
Saginaw County County27.0%
4873445.1%
4841538.2%
4862645.9%
4864929.3%
4860934.3%

All demographics

Population
15,129
Households
5,234
Median age
41.7 yrs
Median household income
$101,250
Mean household income
$125,704
Per capita income
$44,097
Median home value
$257,700
Median gross rent
$1,229
Owner-occupied housing
89.8%
Bachelor's degree or higher
36.3%
In labor force
57.8%
Poverty rate
5.5%
Households earning $100k+
50.1%
Population under 5
4.7%
Population age 18–34
17.9%
Population age 25–44
27.2%
Population age 45–64
29.2%
Population age 65+
15.7%
Hispanic or Latino
3.3%
Black (non-Hispanic)
5.0%
Asian (non-Hispanic)
0.4%
Unemployment rate
4.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/michigan/48623

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 48623 income statistics ($101,250 median)

ZIP Code Tabulation Area 48623 in Michigan is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 48623 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 15,129 people live in this ZCTA. Median household income here ($101,250) is higher than Saginaw County County ($63,767). Operators sizing a local market often pair median income with mean income ($125,704) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Michigan·ZIP codes in Saginaw County