Census ACS · ZIP Code Tabulation Area

48640 Income Statistics for 2026

Midland County, Michigan

Median household income

$80,574

Median household income ($80,574) is higher than Midland County County ($77,832).

48640$80,574
Midland County County$77,832
48628$93,854
48642$77,847
48657$72,500
48618$61,968

Average household income

$107,911

Average household income ($107,911) is higher than Midland County County ($104,653).

48640$107,911
Midland County County$104,653
48628$107,736
48642$106,320
48657$99,894
48618$79,067

Per-capita income

$44,720

Per-capita income ($44,720) is higher than Midland County County ($43,889).

48640$44,720
Midland County County$43,889
48628$43,442
48642$44,959
48657$42,182
48618$34,353

Households earning $100k+

40.7%

Households earning $100k+ (40.7%) is higher than Midland County County (39.0%).

4864040.7%
Midland County County39.0%
4862846.5%
4864238.5%
4865737.4%
4861825.5%

All demographics

Population
32,492
Households
13,722
Median age
40.2 yrs
Median household income
$80,574
Mean household income
$107,911
Per capita income
$44,720
Median home value
$200,700
Median gross rent
$954
Owner-occupied housing
75.0%
Bachelor's degree or higher
39.4%
In labor force
61.9%
Poverty rate
12.2%
Households earning $100k+
40.7%
Population under 5
5.6%
Population age 18–34
21.7%
Population age 25–44
26.3%
Population age 45–64
24.9%
Population age 65+
19.2%
Hispanic or Latino
3.9%
Black (non-Hispanic)
1.1%
Asian (non-Hispanic)
1.8%
Unemployment rate
5.1%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/michigan/48640

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 48640 income statistics ($80,574 median)

ZIP Code Tabulation Area 48640 in Michigan is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 48640 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 32,492 people live in this ZCTA. Median household income here ($80,574) is higher than Midland County County ($77,832). Operators sizing a local market often pair median income with mean income ($107,911) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Michigan·ZIP codes in Midland County