Census ACS · ZIP Code Tabulation Area

49401 Income Statistics for 2026

Ottawa County, Michigan

Median household income

$74,880

Median household income ($74,880) is lower than Ottawa County County ($91,006).

49401$74,880
Ottawa County County$91,006
49434$178,942
49460$101,966
49426$112,234
49456$92,672
49435$103,432

Average household income

$90,707

Average household income ($90,707) is lower than Ottawa County County ($114,371).

49401$90,707
Ottawa County County$114,371
49434$381,151
49460$154,231
49426$131,004
49456$129,024
49435$127,067

Per-capita income

$28,337

Per-capita income ($28,337) is lower than Ottawa County County ($42,603).

49401$28,337
Ottawa County County$42,603
49434$148,860
49460$55,645
49426$44,779
49456$56,005
49435$44,098

Households earning $100k+

32.2%

Households earning $100k+ (32.2%) is lower than Ottawa County County (44.0%).

4940132.2%
Ottawa County County44.0%
4943464.7%
4946052.5%
4942656.2%
4945646.6%
4943551.7%

All demographics

Population
29,674
Households
8,987
Median age
21.8 yrs
Median household income
$74,880
Mean household income
$90,707
Per capita income
$28,337
Median home value
$321,500
Median gross rent
$1,114
Owner-occupied housing
57.3%
Bachelor's degree or higher
40.8%
In labor force
71.2%
Poverty rate
26.3%
Households earning $100k+
32.2%
Population under 5
3.9%
Population age 18–34
57.1%
Population age 25–44
16.8%
Population age 45–64
14.2%
Population age 65+
5.8%
Hispanic or Latino
4.7%
Black (non-Hispanic)
2.6%
Asian (non-Hispanic)
1.5%
Unemployment rate
7.2%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/michigan/49401

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 49401 income statistics ($74,880 median)

ZIP Code Tabulation Area 49401 in Michigan is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 49401 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 29,674 people live in this ZCTA. Median household income here ($74,880) is lower than Ottawa County County ($91,006). Operators sizing a local market often pair median income with mean income ($90,707) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Michigan·ZIP codes in Ottawa County