Census ACS · ZIP Code Tabulation Area

49642 Income Statistics for 2026

Lake County, Michigan

Median household income

$26,950

Median household income ($26,950) is lower than Lake County County ($48,655).

49642$26,950
Lake County County$48,655
49644$54,013
49656$56,656
49623$60,147
49304$45,991

Average household income

$44,537

Average household income ($44,537) is lower than Lake County County ($58,947).

49642$44,537
Lake County County$58,947
49644$70,954
49656$68,463
49623$63,791
49304$53,523

Per-capita income

$21,211

Per-capita income ($21,211) is lower than Lake County County ($27,546).

49642$21,211
Lake County County$27,546
49644$37,366
49656$29,013
49623$30,007
49304$24,620

Households earning $100k+

9.2%

Households earning $100k+ (9.2%) is lower than Lake County County (14.0%).

496429.2%
Lake County County14.0%
4964420.0%
4965616.8%
4962320.9%
4930410.2%

All demographics

Population
985
Households
382
Median age
42.2 yrs
Median household income
$26,950
Mean household income
$44,537
Per capita income
$21,211
Median home value
$116,100
Median gross rent
$763
Owner-occupied housing
81.9%
Bachelor's degree or higher
12.4%
In labor force
45.4%
Poverty rate
37.6%
Households earning $100k+
9.2%
Population under 5
2.8%
Population age 18–34
28.0%
Population age 25–44
18.2%
Population age 45–64
19.7%
Population age 65+
27.8%
Hispanic or Latino
5.1%
Black (non-Hispanic)
40.5%
Asian (non-Hispanic)
0.0%
Unemployment rate
1.6%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/michigan/49642

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 49642 income statistics ($26,950 median)

ZIP Code Tabulation Area 49642 in Michigan is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 49642 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 985 people live in this ZCTA. Median household income here ($26,950) is lower than Lake County County ($48,655). Operators sizing a local market often pair median income with mean income ($44,537) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Michigan·ZIP codes in Lake County