Census ACS · ZIP Code Tabulation Area

49646 Income Statistics for 2026

Kalkaska County, Michigan

Median household income

$64,863

Median household income ($64,863) is lower than Kalkaska County County ($70,217).

49646$64,863
Kalkaska County County$70,217
49676$75,781
49633$73,681
49680$77,216

Average household income

$73,815

Average household income ($73,815) is lower than Kalkaska County County ($83,369).

49646$73,815
Kalkaska County County$83,369
49676$100,471
49633$90,826
49680$82,119

Per-capita income

$33,275

Per-capita income ($33,275) is lower than Kalkaska County County ($36,449).

49646$33,275
Kalkaska County County$36,449
49676$43,208
49633$42,820
49680$28,247

Households earning $100k+

26.1%

Households earning $100k+ (26.1%) is lower than Kalkaska County County (30.0%).

4964626.1%
Kalkaska County County30.0%
4967635.3%
4963335.1%
4968032.8%

All demographics

Population
8,852
Households
3,979
Median age
46.1 yrs
Median household income
$64,863
Mean household income
$73,815
Per capita income
$33,275
Median home value
$182,200
Median gross rent
$690
Owner-occupied housing
84.4%
Bachelor's degree or higher
15.7%
In labor force
53.6%
Poverty rate
10.7%
Households earning $100k+
26.1%
Population under 5
4.4%
Population age 18–34
20.2%
Population age 25–44
23.7%
Population age 45–64
27.6%
Population age 65+
23.8%
Hispanic or Latino
3.1%
Black (non-Hispanic)
0.9%
Asian (non-Hispanic)
0.4%
Unemployment rate
3.7%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/michigan/49646

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 49646 income statistics ($64,863 median)

ZIP Code Tabulation Area 49646 in Michigan is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 49646 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 8,852 people live in this ZCTA. Median household income here ($64,863) is lower than Kalkaska County County ($70,217). Operators sizing a local market often pair median income with mean income ($73,815) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Michigan·ZIP codes in Kalkaska County