Census ACS · ZIP Code Tabulation Area

49686 Income Statistics for 2026

Grand Traverse County, Michigan

Median household income

$71,609

Median household income ($71,609) is lower than Grand Traverse County County ($79,243).

49686$71,609
Grand Traverse County County$79,243
49690$108,712
49684$80,788
49649$74,656
49643$81,222
49637$75,000

Average household income

$105,577

Average household income ($105,577) is lower than Grand Traverse County County ($109,926).

49686$105,577
Grand Traverse County County$109,926
49690$137,895
49684$120,421
49649$94,024
49643$93,734
49637$89,627

Per-capita income

$50,606

Per-capita income ($50,606) is higher than Grand Traverse County County ($48,074).

49686$50,606
Grand Traverse County County$48,074
49690$54,655
49684$53,800
49649$32,458
49643$38,963
49637$32,867

Households earning $100k+

35.3%

Households earning $100k+ (35.3%) is lower than Grand Traverse County County (40.0%).

4968635.3%
Grand Traverse County County40.0%
4969055.4%
4968441.4%
4964935.9%
4964339.8%
4963740.7%

All demographics

Population
25,492
Households
12,007
Median age
47.5 yrs
Median household income
$71,609
Mean household income
$105,577
Per capita income
$50,606
Median home value
$344,700
Median gross rent
$1,227
Owner-occupied housing
72.5%
Bachelor's degree or higher
46.3%
In labor force
61.5%
Poverty rate
12.8%
Households earning $100k+
35.3%
Population under 5
3.4%
Population age 18–34
20.6%
Population age 25–44
24.2%
Population age 45–64
25.9%
Population age 65+
26.6%
Hispanic or Latino
4.5%
Black (non-Hispanic)
0.6%
Asian (non-Hispanic)
0.7%
Unemployment rate
3.6%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/michigan/49686

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 49686 income statistics ($71,609 median)

ZIP Code Tabulation Area 49686 in Michigan is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 49686 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 25,492 people live in this ZCTA. Median household income here ($71,609) is lower than Grand Traverse County County ($79,243). Operators sizing a local market often pair median income with mean income ($105,577) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Michigan·ZIP codes in Grand Traverse County