Census ACS · ZIP Code Tabulation Area

49735 Income Statistics for 2026

Otsego County, Michigan

Median household income

$70,819

Median household income ($70,819) is higher than Otsego County County ($69,004).

49735$70,819
Otsego County County$69,004
49751$62,008
49795$57,019

Average household income

$89,665

Average household income ($89,665) is higher than Otsego County County ($88,566).

49735$89,665
Otsego County County$88,566
49751$94,532
49795$69,609

Per-capita income

$38,973

Per-capita income ($38,973) is higher than Otsego County County ($38,522).

49735$38,973
Otsego County County$38,522
49751$40,912
49795$30,806

Households earning $100k+

32.8%

Households earning $100k+ (32.8%) is higher than Otsego County County (32.0%).

4973532.8%
Otsego County County32.0%
4975130.0%
4979520.9%

All demographics

Population
20,773
Households
9,168
Median age
44.2 yrs
Median household income
$70,819
Mean household income
$89,665
Per capita income
$38,973
Median home value
$227,200
Median gross rent
$1,020
Owner-occupied housing
75.4%
Bachelor's degree or higher
28.3%
In labor force
64.2%
Poverty rate
7.1%
Households earning $100k+
32.8%
Population under 5
4.8%
Population age 18–34
18.5%
Population age 25–44
23.5%
Population age 45–64
26.8%
Population age 65+
22.0%
Hispanic or Latino
2.0%
Black (non-Hispanic)
0.6%
Asian (non-Hispanic)
0.7%
Unemployment rate
3.5%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/michigan/49735

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 49735 income statistics ($70,819 median)

ZIP Code Tabulation Area 49735 in Michigan is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 49735 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 20,773 people live in this ZCTA. Median household income here ($70,819) is higher than Otsego County County ($69,004). Operators sizing a local market often pair median income with mean income ($89,665) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Michigan·ZIP codes in Otsego County