Census ACS · ZIP Code Tabulation Area

49945 Income Statistics for 2026

Houghton County, Michigan

Median household income

$59,453

Median household income ($59,453) is lower than Houghton County County ($60,065).

49945$59,453
Houghton County County$60,065
49952$79,583
49965$78,295
49922$55,313
49905$77,617
49916$74,625

Average household income

$77,258

Average household income ($77,258) is lower than Houghton County County ($81,098).

49945$77,258
Houghton County County$81,098
49952$155,198
49965$110,167
49922$101,751
49905$100,923
49916$97,084

Per-capita income

$36,726

Per-capita income ($36,726) is higher than Houghton County County ($31,900).

49945$36,726
Houghton County County$31,900
49952$68,713
49965$53,935
49922$36,114
49905$33,228
49916$42,278

Households earning $100k+

29.1%

Households earning $100k+ (29.1%) is higher than Houghton County County (27.0%).

4994529.1%
Houghton County County27.0%
4995231.4%
4996536.9%
4992218.2%
4990537.3%
4991630.5%

All demographics

Population
2,729
Households
1,331
Median age
52.4 yrs
Median household income
$59,453
Mean household income
$77,258
Per capita income
$36,726
Median home value
$159,100
Median gross rent
$556
Owner-occupied housing
78.7%
Bachelor's degree or higher
24.9%
In labor force
53.2%
Poverty rate
11.5%
Households earning $100k+
29.1%
Population under 5
4.0%
Population age 18–34
21.4%
Population age 25–44
20.9%
Population age 45–64
25.1%
Population age 65+
31.4%
Hispanic or Latino
1.8%
Black (non-Hispanic)
0.4%
Asian (non-Hispanic)
0.1%
Unemployment rate
9.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/michigan/49945

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 49945 income statistics ($59,453 median)

ZIP Code Tabulation Area 49945 in Michigan is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 49945 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 2,729 people live in this ZCTA. Median household income here ($59,453) is lower than Houghton County County ($60,065). Operators sizing a local market often pair median income with mean income ($77,258) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Michigan·ZIP codes in Houghton County