Census ACS · ZIP Code Tabulation Area

55045 Income Statistics for 2026

Chisago County, Minnesota

Median household income

$108,929

Median household income ($108,929) is higher than Chisago County County ($100,317).

55045$108,929
Chisago County County$100,317
55079$114,614
55013$109,063
55012$101,607
55074$106,625
55092$95,337

Average household income

$125,440

Average household income ($125,440) is higher than Chisago County County ($116,697).

55045$125,440
Chisago County County$116,697
55079$127,267
55013$120,070
55012$119,084
55074$117,426
55092$116,564

Per-capita income

$44,632

Per-capita income ($44,632) is lower than Chisago County County ($45,037).

55045$44,632
Chisago County County$45,037
55079$48,568
55013$48,060
55012$51,488
55074$44,752
55092$45,043

Households earning $100k+

53.8%

Households earning $100k+ (53.8%) is higher than Chisago County County (50.0%).

5504553.8%
Chisago County County50.0%
5507959.2%
5501354.2%
5501250.6%
5507454.1%
5509246.7%

All demographics

Population
7,846
Households
2,676
Median age
39.0 yrs
Median household income
$108,929
Mean household income
$125,440
Per capita income
$44,632
Median home value
$390,500
Median gross rent
$1,210
Owner-occupied housing
90.1%
Bachelor's degree or higher
23.7%
In labor force
67.6%
Poverty rate
5.9%
Households earning $100k+
53.8%
Population under 5
7.4%
Population age 18–34
17.3%
Population age 25–44
23.7%
Population age 45–64
27.2%
Population age 65+
15.6%
Hispanic or Latino
2.2%
Black (non-Hispanic)
0.1%
Asian (non-Hispanic)
0.3%
Unemployment rate
4.9%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/minnesota/55045

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 55045 income statistics ($108,929 median)

ZIP Code Tabulation Area 55045 in Minnesota is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 55045 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 7,846 people live in this ZCTA. Median household income here ($108,929) is higher than Chisago County County ($100,317). Operators sizing a local market often pair median income with mean income ($125,440) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Minnesota·ZIP codes in Chisago County