Census ACS · ZIP Code Tabulation Area

12305 Income Statistics for 2026

Schenectady County, New York

Median household income

$53,326

Median household income ($53,326) is lower than Schenectady County County ($87,313).

12305$53,326
Schenectady County County$87,313
12056$132,150
12309$125,274
12053$91,991
12008$125,859
12150$79,776

Average household income

$78,561

Average household income ($78,561) is lower than Schenectady County County ($107,845).

12305$78,561
Schenectady County County$107,845
12056$156,655
12309$148,766
12053$126,422
12008$119,884
12150$117,878

Per-capita income

$39,971

Per-capita income ($39,971) is lower than Schenectady County County ($44,728).

12305$39,971
Schenectady County County$44,728
12056$67,646
12309$57,884
12053$52,899
12008$48,113
12150$41,463

Households earning $100k+

24.0%

Households earning $100k+ (24.0%) is lower than Schenectady County County (42.0%).

1230524.0%
Schenectady County County42.0%
1205662.4%
1230961.9%
1205346.3%
1200860.7%
1215042.9%

All demographics

Population
7,356
Households
3,636
Median age
35.3 yrs
Median household income
$53,326
Mean household income
$78,561
Per capita income
$39,971
Median home value
$217,500
Median gross rent
$1,142
Owner-occupied housing
14.6%
Bachelor's degree or higher
39.5%
In labor force
61.8%
Poverty rate
18.7%
Households earning $100k+
24.0%
Population under 5
2.4%
Population age 18–34
44.0%
Population age 25–44
31.2%
Population age 45–64
24.4%
Population age 65+
13.0%
Hispanic or Latino
10.3%
Black (non-Hispanic)
17.9%
Asian (non-Hispanic)
4.7%
Unemployment rate
6.7%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/new-york/12305

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 12305 income statistics ($53,326 median)

ZIP Code Tabulation Area 12305 in New York is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 12305 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 7,356 people live in this ZCTA. Median household income here ($53,326) is lower than Schenectady County County ($87,313). Operators sizing a local market often pair median income with mean income ($78,561) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·New York·ZIP codes in Schenectady County