Census ACS · ZIP Code Tabulation Area

12306 Income Statistics for 2026

Schenectady County, New York

Median household income

$83,202

Median household income ($83,202) is lower than Schenectady County County ($87,313).

12306$83,202
Schenectady County County$87,313
12056$132,150
12309$125,274
12053$91,991
12008$125,859
12150$79,776

Average household income

$97,786

Average household income ($97,786) is lower than Schenectady County County ($107,845).

12306$97,786
Schenectady County County$107,845
12056$156,655
12309$148,766
12053$126,422
12008$119,884
12150$117,878

Per-capita income

$41,975

Per-capita income ($41,975) is lower than Schenectady County County ($44,728).

12306$41,975
Schenectady County County$44,728
12056$67,646
12309$57,884
12053$52,899
12008$48,113
12150$41,463

Households earning $100k+

36.4%

Households earning $100k+ (36.4%) is lower than Schenectady County County (42.0%).

1230636.4%
Schenectady County County42.0%
1205662.4%
1230961.9%
1205346.3%
1200860.7%
1215042.9%

All demographics

Population
27,865
Households
11,895
Median age
38.9 yrs
Median household income
$83,202
Mean household income
$97,786
Per capita income
$41,975
Median home value
$222,500
Median gross rent
$1,228
Owner-occupied housing
68.6%
Bachelor's degree or higher
29.8%
In labor force
66.3%
Poverty rate
8.6%
Households earning $100k+
36.4%
Population under 5
5.6%
Population age 18–34
23.3%
Population age 25–44
27.7%
Population age 45–64
25.8%
Population age 65+
16.7%
Hispanic or Latino
8.1%
Black (non-Hispanic)
5.0%
Asian (non-Hispanic)
2.5%
Unemployment rate
4.5%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/new-york/12306

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 12306 income statistics ($83,202 median)

ZIP Code Tabulation Area 12306 in New York is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 12306 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 27,865 people live in this ZCTA. Median household income here ($83,202) is lower than Schenectady County County ($87,313). Operators sizing a local market often pair median income with mean income ($97,786) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·New York·ZIP codes in Schenectady County