Census ACS · ZIP Code Tabulation Area

12440 Income Statistics for 2026

Ulster County, New York

Median household income

$106,553

Median household income ($106,553) is higher than Ulster County County ($91,808).

12440$106,553
Ulster County County$91,808
12448—
12441$55,893
12416—
12542$121,378
12419$121,776

Average household income

$122,736

Average household income ($122,736) is higher than Ulster County County ($119,765).

12440$122,736
Ulster County County$119,765
12448$174,127
12441$172,863
12416$172,775
12542$167,085
12419$162,831

Per-capita income

$48,492

Per-capita income ($48,492) is higher than Ulster County County ($47,911).

12440$48,492
Ulster County County$47,911
12448$90,196
12441$103,973
12416$121,886
12542$60,909
12419$62,688

Households earning $100k+

52.8%

Households earning $100k+ (52.8%) is higher than Ulster County County (46.0%).

1244052.8%
Ulster County County46.0%
1244859.5%
1244121.9%
1241635.0%
1254261.9%
1241955.4%

All demographics

Population
1,826
Households
743
Median age
46.1 yrs
Median household income
$106,553
Mean household income
$122,736
Per capita income
$48,492
Median home value
$346,200
Median gross rent
—
Owner-occupied housing
74.3%
Bachelor's degree or higher
54.3%
In labor force
72.3%
Poverty rate
11.0%
Households earning $100k+
52.8%
Population under 5
5.5%
Population age 18–34
15.6%
Population age 25–44
27.6%
Population age 45–64
28.5%
Population age 65+
22.3%
Hispanic or Latino
5.4%
Black (non-Hispanic)
0.1%
Asian (non-Hispanic)
0.7%
Unemployment rate
2.9%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/new-york/12440

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 12440 income statistics ($106,553 median)

ZIP Code Tabulation Area 12440 in New York is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 12440 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 1,826 people live in this ZCTA. Median household income here ($106,553) is higher than Ulster County County ($91,808). Operators sizing a local market often pair median income with mean income ($122,736) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·New York·ZIP codes in Ulster County