Census ACS · ZIP Code Tabulation Area

12965 Income Statistics for 2026

St. Lawrence County, New York

Median household income

$66,477

Median household income ($66,477) is higher than St. Lawrence County County ($64,198).

12965$66,477
St. Lawrence County County$64,198
13621$77,703
13695$123,036
13697$75,953
13646$72,212
13696—

Average household income

$96,890

Average household income ($96,890) is higher than St. Lawrence County County ($82,844).

12965$96,890
St. Lawrence County County$82,844
13621$176,863
13695$112,787
13697$111,733
13646$94,460
13696$93,642

Per-capita income

$43,056

Per-capita income ($43,056) is higher than St. Lawrence County County ($33,773).

12965$43,056
St. Lawrence County County$33,773
13621$64,888
13695$35,101
13697$48,401
13646$35,323
13696$42,360

Households earning $100k+

24.2%

Households earning $100k+ (24.2%) is lower than St. Lawrence County County (29.0%).

1296524.2%
St. Lawrence County County29.0%
1362135.1%
1369553.3%
1369739.5%
1364634.8%
1369620.3%

All demographics

Population
363
Households
161
Median age
37.6 yrs
Median household income
$66,477
Mean household income
$96,890
Per capita income
$43,056
Median home value
$105,200
Median gross rent
—
Owner-occupied housing
90.1%
Bachelor's degree or higher
19.7%
In labor force
65.6%
Poverty rate
14.3%
Households earning $100k+
24.2%
Population under 5
5.2%
Population age 18–34
20.9%
Population age 25–44
26.2%
Population age 45–64
24.8%
Population age 65+
19.0%
Hispanic or Latino
2.5%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
2.1%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/new-york/12965

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 12965 income statistics ($66,477 median)

ZIP Code Tabulation Area 12965 in New York is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 12965 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 363 people live in this ZCTA. Median household income here ($66,477) is higher than St. Lawrence County County ($64,198). Operators sizing a local market often pair median income with mean income ($96,890) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·New York·ZIP codes in St. Lawrence County