Census ACS · ZIP Code Tabulation Area

28086 Income Statistics for 2026

Cleveland County, North Carolina

Median household income

$62,414

Median household income ($62,414) is higher than Cleveland County County ($58,373).

28086$62,414
Cleveland County County$58,373
28090$57,714
28150$55,832
28152$57,806
28020$59,978
28089$75,000

Average household income

$74,592

Average household income ($74,592) is lower than Cleveland County County ($74,927).

28086$74,592
Cleveland County County$74,927
28090$78,146
28150$77,688
28152$73,387
28020$73,242
28089$72,583

Per-capita income

$28,604

Per-capita income ($28,604) is lower than Cleveland County County ($29,733).

28086$28,604
Cleveland County County$29,733
28090$30,965
28150$32,658
28152$29,158
28020$29,802
28089$7,688

Households earning $100k+

28.7%

Households earning $100k+ (28.7%) is higher than Cleveland County County (26.0%).

2808628.7%
Cleveland County County26.0%
2809026.3%
2815026.1%
2815225.6%
2802024.8%
2808927.8%

All demographics

Population
29,460
Households
10,903
Median age
41.2 yrs
Median household income
$62,414
Mean household income
$74,592
Per capita income
$28,604
Median home value
$207,300
Median gross rent
$972
Owner-occupied housing
72.4%
Bachelor's degree or higher
17.5%
In labor force
61.7%
Poverty rate
17.6%
Households earning $100k+
28.7%
Population under 5
4.4%
Population age 18–34
21.8%
Population age 25–44
23.8%
Population age 45–64
28.1%
Population age 65+
16.5%
Hispanic or Latino
5.5%
Black (non-Hispanic)
16.0%
Asian (non-Hispanic)
1.7%
Unemployment rate
5.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/north-carolina/28086

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 28086 income statistics ($62,414 median)

ZIP Code Tabulation Area 28086 in North Carolina is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 28086 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 29,460 people live in this ZCTA. Median household income here ($62,414) is higher than Cleveland County County ($58,373). Operators sizing a local market often pair median income with mean income ($74,592) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·North Carolina·ZIP codes in Cleveland County