Census ACS · ZIP Code Tabulation Area

28304 Income Statistics for 2026

Cumberland County, North Carolina

Median household income

$58,563

Median household income ($58,563) is lower than Cumberland County County ($62,163).

28304$58,563
Cumberland County County$62,163
28305$78,148
28342$138,125
28395$84,375
28356$72,150
28391$72,955

Average household income

$74,969

Average household income ($74,969) is lower than Cumberland County County ($80,916).

28304$74,969
Cumberland County County$80,916
28305$124,866
28342$121,952
28395$110,645
28356$99,807
28391$92,308

Per-capita income

$31,435

Per-capita income ($31,435) is lower than Cumberland County County ($32,956).

28304$31,435
Cumberland County County$32,956
28305$64,677
28342$20,990
28395$40,269
28356$38,210
28391$35,742

Households earning $100k+

24.1%

Households earning $100k+ (24.1%) is lower than Cumberland County County (26.0%).

2830424.1%
Cumberland County County26.0%
2830535.4%
2834252.4%
2839542.6%
2835638.5%
2839134.8%

All demographics

Population
37,140
Households
15,187
Median age
34.6 yrs
Median household income
$58,563
Mean household income
$74,969
Per capita income
$31,435
Median home value
$172,000
Median gross rent
$1,312
Owner-occupied housing
55.4%
Bachelor's degree or higher
26.0%
In labor force
64.5%
Poverty rate
16.1%
Households earning $100k+
24.1%
Population under 5
7.4%
Population age 18–34
26.8%
Population age 25–44
28.8%
Population age 45–64
21.7%
Population age 65+
14.9%
Hispanic or Latino
13.7%
Black (non-Hispanic)
38.7%
Asian (non-Hispanic)
2.8%
Unemployment rate
8.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/north-carolina/28304

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 28304 income statistics ($58,563 median)

ZIP Code Tabulation Area 28304 in North Carolina is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 28304 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 37,140 people live in this ZCTA. Median household income here ($58,563) is lower than Cumberland County County ($62,163). Operators sizing a local market often pair median income with mean income ($74,969) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·North Carolina·ZIP codes in Cumberland County