Census ACS · ZIP Code Tabulation Area

28312 Income Statistics for 2026

Cumberland County, North Carolina

Median household income

$67,754

Median household income ($67,754) is higher than Cumberland County County ($62,163).

28312$67,754
Cumberland County County$62,163
28305$78,148
28342$138,125
28395$84,375
28356$72,150
28391$72,955

Average household income

$87,452

Average household income ($87,452) is higher than Cumberland County County ($80,916).

28312$87,452
Cumberland County County$80,916
28305$124,866
28342$121,952
28395$110,645
28356$99,807
28391$92,308

Per-capita income

$35,721

Per-capita income ($35,721) is higher than Cumberland County County ($32,956).

28312$35,721
Cumberland County County$32,956
28305$64,677
28342$20,990
28395$40,269
28356$38,210
28391$35,742

Households earning $100k+

30.7%

Households earning $100k+ (30.7%) is higher than Cumberland County County (26.0%).

2831230.7%
Cumberland County County26.0%
2830535.4%
2834252.4%
2839542.6%
2835638.5%
2839134.8%

All demographics

Population
19,793
Households
7,951
Median age
43.7 yrs
Median household income
$67,754
Mean household income
$87,452
Per capita income
$35,721
Median home value
$218,000
Median gross rent
$948
Owner-occupied housing
76.8%
Bachelor's degree or higher
27.3%
In labor force
55.6%
Poverty rate
16.4%
Households earning $100k+
30.7%
Population under 5
4.9%
Population age 18–34
15.3%
Population age 25–44
21.9%
Population age 45–64
29.5%
Population age 65+
19.2%
Hispanic or Latino
7.1%
Black (non-Hispanic)
29.5%
Asian (non-Hispanic)
0.3%
Unemployment rate
7.1%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/north-carolina/28312

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 28312 income statistics ($67,754 median)

ZIP Code Tabulation Area 28312 in North Carolina is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 28312 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 19,793 people live in this ZCTA. Median household income here ($67,754) is higher than Cumberland County County ($62,163). Operators sizing a local market often pair median income with mean income ($87,452) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·North Carolina·ZIP codes in Cumberland County