Census ACS · ZIP Code Tabulation Area

28761 Income Statistics for 2026

McDowell County, North Carolina

Median household income

$54,869

Median household income ($54,869) is lower than McDowell County County ($57,175).

28761$54,869
McDowell County County$57,175
28762$66,410
28752$55,783

Average household income

$90,546

Average household income ($90,546) is higher than McDowell County County ($73,253).

28761$90,546
McDowell County County$73,253
28762$75,417
28752$68,129

Per-capita income

$36,384

Per-capita income ($36,384) is higher than McDowell County County ($30,454).

28761$36,384
McDowell County County$30,454
28762$34,755
28752$27,922

Households earning $100k+

25.5%

Households earning $100k+ (25.5%) is higher than McDowell County County (23.0%).

2876125.5%
McDowell County County23.0%
2876226.8%
2875221.7%

All demographics

Population
8,150
Households
3,288
Median age
47.9 yrs
Median household income
$54,869
Mean household income
$90,546
Per capita income
$36,384
Median home value
$176,700
Median gross rent
$1,088
Owner-occupied housing
84.3%
Bachelor's degree or higher
20.4%
In labor force
51.8%
Poverty rate
12.9%
Households earning $100k+
25.5%
Population under 5
6.3%
Population age 18–34
18.2%
Population age 25–44
19.9%
Population age 45–64
30.7%
Population age 65+
22.3%
Hispanic or Latino
0.9%
Black (non-Hispanic)
2.9%
Asian (non-Hispanic)
0.5%
Unemployment rate
0.7%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/north-carolina/28761

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 28761 income statistics ($54,869 median)

ZIP Code Tabulation Area 28761 in North Carolina is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 28761 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 8,150 people live in this ZCTA. Median household income here ($54,869) is lower than McDowell County County ($57,175). Operators sizing a local market often pair median income with mean income ($90,546) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·North Carolina·ZIP codes in McDowell County