Census ACS · ZIP Code Tabulation Area

28902 Income Statistics for 2026

Clay County, North Carolina

Median household income

$88,456

Median household income ($88,456) is higher than Clay County County ($61,130).

28902$88,456
Clay County County$61,130
28909$80,875
28904$56,480

Average household income

$88,554

Average household income ($88,554) is higher than Clay County County ($85,198).

28902$88,554
Clay County County$85,198
28909$94,152
28904$83,976

Per-capita income

$42,826

Per-capita income ($42,826) is higher than Clay County County ($40,533).

28902$42,826
Clay County County$40,533
28909$25,235
28904$41,833

Households earning $100k+

39.8%

Households earning $100k+ (39.8%) is higher than Clay County County (32.0%).

2890239.8%
Clay County County32.0%
2890938.7%
2890430.7%

All demographics

Population
986
Households
470
Median age
55.1 yrs
Median household income
$88,456
Mean household income
$88,554
Per capita income
$42,826
Median home value
$252,700
Median gross rent
—
Owner-occupied housing
97.4%
Bachelor's degree or higher
46.2%
In labor force
56.9%
Poverty rate
5.9%
Households earning $100k+
39.8%
Population under 5
2.4%
Population age 18–34
6.4%
Population age 25–44
8.9%
Population age 45–64
36.4%
Population age 65+
37.8%
Hispanic or Latino
2.2%
Black (non-Hispanic)
5.2%
Asian (non-Hispanic)
4.3%
Unemployment rate
3.5%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/north-carolina/28902

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 28902 income statistics ($88,456 median)

ZIP Code Tabulation Area 28902 in North Carolina is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 28902 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 986 people live in this ZCTA. Median household income here ($88,456) is higher than Clay County County ($61,130). Operators sizing a local market often pair median income with mean income ($88,554) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·North Carolina·ZIP codes in Clay County