Census ACS · ZIP Code Tabulation Area

45312 Income Statistics for 2026

Miami County, Ohio

Median household income

$91,842

Median household income ($91,842) is higher than Miami County County ($78,498).

45312$91,842
Miami County County$78,498
45337$108,162
45371$93,599
45339$97,750
45326$93,472
45373$75,742

Average household income

$123,196

Average household income ($123,196) is higher than Miami County County ($96,399).

45312$123,196
Miami County County$96,399
45337$129,345
45371$115,527
45339$111,096
45326$110,577
45373$98,106

Per-capita income

$56,478

Per-capita income ($56,478) is higher than Miami County County ($40,150).

45312$56,478
Miami County County$40,150
45337$46,434
45371$47,537
45339$47,974
45326$41,994
45373$40,954

Households earning $100k+

46.7%

Households earning $100k+ (46.7%) is higher than Miami County County (37.0%).

4531246.7%
Miami County County37.0%
4533758.9%
4537146.9%
4533949.0%
4532648.6%
4537337.9%

All demographics

Population
1,086
Households
484
Median age
52.7 yrs
Median household income
$91,842
Mean household income
$123,196
Per capita income
$56,478
Median home value
$279,400
Median gross rent
$1,156
Owner-occupied housing
95.7%
Bachelor's degree or higher
22.6%
In labor force
60.2%
Poverty rate
2.1%
Households earning $100k+
46.7%
Population under 5
1.1%
Population age 18–34
12.2%
Population age 25–44
18.5%
Population age 45–64
22.0%
Population age 65+
34.8%
Hispanic or Latino
0.0%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
2.4%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/ohio/45312

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 45312 income statistics ($91,842 median)

ZIP Code Tabulation Area 45312 in Ohio is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 45312 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 1,086 people live in this ZCTA. Median household income here ($91,842) is higher than Miami County County ($78,498). Operators sizing a local market often pair median income with mean income ($123,196) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Ohio·ZIP codes in Miami County