Census ACS · ZIP Code Tabulation Area

45403 Income Statistics for 2026

Montgomery County, Ohio

Median household income

$38,323

Median household income ($38,323) is lower than Montgomery County County ($71,883).

45403$38,323
Montgomery County County$71,883
45458$110,150
45419$92,264
45409$87,283
45315$92,333
45459$89,592

Average household income

$48,299

Average household income ($48,299) is lower than Montgomery County County ($91,990).

45403$48,299
Montgomery County County$91,990
45458$144,516
45419$139,349
45409$129,309
45315$114,483
45459$114,373

Per-capita income

$22,632

Per-capita income ($22,632) is lower than Montgomery County County ($39,497).

45403$22,632
Montgomery County County$39,497
45458$58,433
45419$58,758
45409$28,871
45315$51,043
45459$54,127

Households earning $100k+

12.4%

Households earning $100k+ (12.4%) is lower than Montgomery County County (33.0%).

4540312.4%
Montgomery County County33.0%
4545854.8%
4541947.0%
4540944.9%
4531547.7%
4545943.8%

All demographics

Population
13,608
Households
6,247
Median age
35.0 yrs
Median household income
$38,323
Mean household income
$48,299
Per capita income
$22,632
Median home value
$87,500
Median gross rent
$779
Owner-occupied housing
40.0%
Bachelor's degree or higher
13.3%
In labor force
56.5%
Poverty rate
35.1%
Households earning $100k+
12.4%
Population under 5
6.9%
Population age 18–34
25.4%
Population age 25–44
28.7%
Population age 45–64
25.9%
Population age 65+
10.2%
Hispanic or Latino
14.6%
Black (non-Hispanic)
16.3%
Asian (non-Hispanic)
0.9%
Unemployment rate
9.9%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/ohio/45403

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 45403 income statistics ($38,323 median)

ZIP Code Tabulation Area 45403 in Ohio is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 45403 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 13,608 people live in this ZCTA. Median household income here ($38,323) is lower than Montgomery County County ($71,883). Operators sizing a local market often pair median income with mean income ($48,299) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Ohio·ZIP codes in Montgomery County