Census ACS · ZIP Code Tabulation Area

74023 Income Statistics for 2026

Payne County, Oklahoma

Median household income

$49,097

Median household income ($49,097) is lower than Payne County County ($50,057).

74023$49,097
Payne County County$50,057
74074$52,998
74032$65,357
74062$51,250
74075$46,053
74059$51,679

Average household income

$75,198

Average household income ($75,198) is lower than Payne County County ($75,269).

74023$75,198
Payne County County$75,269
74074$88,056
74032$77,350
74062$71,444
74075$64,355
74059$60,413

Per-capita income

$30,410

Per-capita income ($30,410) is lower than Payne County County ($31,449).

74023$30,410
Payne County County$31,449
74074$36,688
74032$31,473
74062$28,405
74075$27,882
74059$25,576

Households earning $100k+

24.3%

Households earning $100k+ (24.3%) is higher than Payne County County (23.0%).

7402324.3%
Payne County County23.0%
7407426.9%
7403229.8%
7406221.0%
7407519.6%
7405915.5%

All demographics

Population
11,730
Households
4,618
Median age
39.0 yrs
Median household income
$49,097
Mean household income
$75,198
Per capita income
$30,410
Median home value
$145,400
Median gross rent
$787
Owner-occupied housing
62.7%
Bachelor's degree or higher
16.6%
In labor force
56.2%
Poverty rate
20.7%
Households earning $100k+
24.3%
Population under 5
5.7%
Population age 18–34
21.2%
Population age 25–44
26.1%
Population age 45–64
23.2%
Population age 65+
19.4%
Hispanic or Latino
8.7%
Black (non-Hispanic)
2.3%
Asian (non-Hispanic)
0.1%
Unemployment rate
4.8%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/oklahoma/74023

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 74023 income statistics ($49,097 median)

ZIP Code Tabulation Area 74023 in Oklahoma is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 74023 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 11,730 people live in this ZCTA. Median household income here ($49,097) is lower than Payne County County ($50,057). Operators sizing a local market often pair median income with mean income ($75,198) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Oklahoma·ZIP codes in Payne County