Census ACS · ZIP Code Tabulation Area

74865 Income Statistics for 2026

Pontotoc County, Oklahoma

Median household income

$65,000

Median household income ($65,000) is higher than Pontotoc County County ($62,964).

74865$65,000
Pontotoc County County$62,964
74843$73,750
74871$70,838
74820$62,357
74842$97,900
74825$57,321

Average household income

$76,138

Average household income ($76,138) is lower than Pontotoc County County ($79,963).

74865$76,138
Pontotoc County County$79,963
74843$92,384
74871$90,145
74820$80,403
74842$74,291
74825$64,339

Per-capita income

$28,831

Per-capita income ($28,831) is lower than Pontotoc County County ($32,459).

74865$28,831
Pontotoc County County$32,459
74843$46,641
74871$35,446
74820$32,719
74842$33,901
74825$27,301

Households earning $100k+

29.9%

Households earning $100k+ (29.9%) is higher than Pontotoc County County (28.0%).

7486529.9%
Pontotoc County County28.0%
7484343.1%
7487124.9%
7482029.0%
7484227.7%
7482519.4%

All demographics

Population
1,894
Households
666
Median age
33.8 yrs
Median household income
$65,000
Mean household income
$76,138
Per capita income
$28,831
Median home value
$132,900
Median gross rent
$708
Owner-occupied housing
81.5%
Bachelor's degree or higher
22.4%
In labor force
60.4%
Poverty rate
19.3%
Households earning $100k+
29.9%
Population under 5
7.6%
Population age 18–34
21.3%
Population age 25–44
29.9%
Population age 45–64
21.1%
Population age 65+
12.0%
Hispanic or Latino
3.4%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
2.9%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/oklahoma/74865

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 74865 income statistics ($65,000 median)

ZIP Code Tabulation Area 74865 in Oklahoma is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 74865 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 1,894 people live in this ZCTA. Median household income here ($65,000) is higher than Pontotoc County County ($62,964). Operators sizing a local market often pair median income with mean income ($76,138) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Oklahoma·ZIP codes in Pontotoc County