Census ACS · ZIP Code Tabulation Area

37086 Income Statistics for 2026

Rutherford County, Tennessee

Median household income

$78,857

Median household income ($78,857) is lower than Rutherford County County ($85,375).

37086$78,857
Rutherford County County$85,375
37085$119,405
37037$102,645
37153$99,143
37129$91,259
37060$97,386

Average household income

$92,549

Average household income ($92,549) is lower than Rutherford County County ($105,213).

37086$92,549
Rutherford County County$105,213
37085$144,061
37037$125,738
37153$121,395
37129$116,921
37060$116,093

Per-capita income

$31,469

Per-capita income ($31,469) is lower than Rutherford County County ($38,855).

37086$31,469
Rutherford County County$38,855
37085$50,476
37037$40,331
37153$43,977
37129$44,470
37060$37,817

Households earning $100k+

35.8%

Households earning $100k+ (35.8%) is lower than Rutherford County County (42.0%).

3708635.8%
Rutherford County County42.0%
3708561.8%
3703752.2%
3715349.4%
3712945.9%
3706049.8%

All demographics

Population
38,872
Households
12,887
Median age
33.4 yrs
Median household income
$78,857
Mean household income
$92,549
Per capita income
$31,469
Median home value
$303,200
Median gross rent
$1,811
Owner-occupied housing
73.4%
Bachelor's degree or higher
22.4%
In labor force
72.7%
Poverty rate
15.6%
Households earning $100k+
35.8%
Population under 5
6.9%
Population age 18–34
23.6%
Population age 25–44
30.4%
Population age 45–64
23.3%
Population age 65+
7.9%
Hispanic or Latino
25.9%
Black (non-Hispanic)
24.8%
Asian (non-Hispanic)
3.2%
Unemployment rate
2.3%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/tennessee/37086

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 37086 income statistics ($78,857 median)

ZIP Code Tabulation Area 37086 in Tennessee is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 37086 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 38,872 people live in this ZCTA. Median household income here ($78,857) is lower than Rutherford County County ($85,375). Operators sizing a local market often pair median income with mean income ($92,549) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Tennessee·ZIP codes in Rutherford County