Census ACS · ZIP Code Tabulation Area

38122 Income Statistics for 2026

Shelby County, Tennessee

Median household income

$48,710

Median household income ($48,710) is lower than Shelby County County ($71,497).

38122$48,710
Shelby County County$71,497
38120$123,538
38139$178,661
38017$138,677
38138$136,297
38002$116,895

Average household income

$64,649

Average household income ($64,649) is lower than Shelby County County ($96,548).

38122$64,649
Shelby County County$96,548
38120$243,896
38139$237,803
38017$180,468
38138$174,031
38002$144,503

Per-capita income

$23,285

Per-capita income ($23,285) is lower than Shelby County County ($38,964).

38122$23,285
Shelby County County$38,964
38120$108,686
38139$85,385
38017$65,812
38138$70,818
38002$51,122

Households earning $100k+

18.6%

Households earning $100k+ (18.6%) is lower than Shelby County County (32.0%).

3812218.6%
Shelby County County32.0%
3812060.9%
3813980.8%
3801766.5%
3813860.1%
3800259.5%

All demographics

Population
26,021
Households
9,234
Median age
30.4 yrs
Median household income
$48,710
Mean household income
$64,649
Per capita income
$23,285
Median home value
$123,000
Median gross rent
$1,144
Owner-occupied housing
52.7%
Bachelor's degree or higher
23.8%
In labor force
64.7%
Poverty rate
26.8%
Households earning $100k+
18.6%
Population under 5
10.5%
Population age 18–34
22.8%
Population age 25–44
28.1%
Population age 45–64
18.0%
Population age 65+
11.2%
Hispanic or Latino
38.2%
Black (non-Hispanic)
20.0%
Asian (non-Hispanic)
1.9%
Unemployment rate
5.4%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/tennessee/38122

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 38122 income statistics ($48,710 median)

ZIP Code Tabulation Area 38122 in Tennessee is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 38122 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 26,021 people live in this ZCTA. Median household income here ($48,710) is lower than Shelby County County ($71,497). Operators sizing a local market often pair median income with mean income ($64,649) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Tennessee·ZIP codes in Shelby County