Census ACS · ZIP Code Tabulation Area

38232 Income Statistics for 2026

Obion County, Tennessee

Median household income

$46,272

Median household income ($46,272) is lower than Obion County County ($55,025).

38232$46,272
Obion County County$55,025
38253$69,954
38261$55,876
38257$58,849
38240$53,095
38260$49,139

Average household income

$57,534

Average household income ($57,534) is lower than Obion County County ($73,490).

38232$57,534
Obion County County$73,490
38253$100,035
38261$75,559
38257$75,130
38240$72,076
38260$66,090

Per-capita income

$27,433

Per-capita income ($27,433) is lower than Obion County County ($30,916).

38232$27,433
Obion County County$30,916
38253$39,607
38261$30,444
38257$31,560
38240$35,698
38260$30,097

Households earning $100k+

16.8%

Households earning $100k+ (16.8%) is lower than Obion County County (21.0%).

3823216.8%
Obion County County21.0%
3825334.9%
3826121.6%
3825722.6%
3824020.1%
3826019.8%

All demographics

Population
2,238
Households
982
Median age
52.7 yrs
Median household income
$46,272
Mean household income
$57,534
Per capita income
$27,433
Median home value
$103,200
Median gross rent
$770
Owner-occupied housing
79.4%
Bachelor's degree or higher
8.8%
In labor force
44.6%
Poverty rate
10.1%
Households earning $100k+
16.8%
Population under 5
1.3%
Population age 18–34
13.1%
Population age 25–44
15.2%
Population age 45–64
40.3%
Population age 65+
23.2%
Hispanic or Latino
1.5%
Black (non-Hispanic)
0.2%
Asian (non-Hispanic)
2.7%
Unemployment rate
1.7%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/tennessee/38232

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 38232 income statistics ($46,272 median)

ZIP Code Tabulation Area 38232 in Tennessee is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 38232 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 2,238 people live in this ZCTA. Median household income here ($46,272) is lower than Obion County County ($55,025). Operators sizing a local market often pair median income with mean income ($57,534) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Tennessee·ZIP codes in Obion County