Census ACS · ZIP Code Tabulation Area

38321 Income Statistics for 2026

Carroll County, Tennessee

Median household income

$56,474

Median household income ($56,474) is higher than Carroll County County ($50,942).

38321$56,474
Carroll County County$50,942
38318$107,845
38387$61,477
38344$54,395
38235$63,750
38201$48,466

Average household income

$73,220

Average household income ($73,220) is higher than Carroll County County ($66,662).

38321$73,220
Carroll County County$66,662
38318$90,387
38387$86,368
38344$71,605
38235$68,695
38201$68,682

Per-capita income

$29,550

Per-capita income ($29,550) is higher than Carroll County County ($26,896).

38321$29,550
Carroll County County$26,896
38318$41,904
38387$42,386
38344$28,953
38235$27,348
38201$26,128

Households earning $100k+

25.8%

Households earning $100k+ (25.8%) is higher than Carroll County County (20.0%).

3832125.8%
Carroll County County20.0%
3831858.1%
3838740.1%
3834420.7%
3823528.2%
3820121.7%

All demographics

Population
2,397
Households
1,042
Median age
44.2 yrs
Median household income
$56,474
Mean household income
$73,220
Per capita income
$29,550
Median home value
$157,900
Median gross rent
$540
Owner-occupied housing
83.2%
Bachelor's degree or higher
14.7%
In labor force
46.2%
Poverty rate
17.8%
Households earning $100k+
25.8%
Population under 5
5.3%
Population age 18–34
13.3%
Population age 25–44
22.9%
Population age 45–64
26.4%
Population age 65+
20.5%
Hispanic or Latino
1.4%
Black (non-Hispanic)
4.5%
Asian (non-Hispanic)
0.3%
Unemployment rate
1.2%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/tennessee/38321

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 38321 income statistics ($56,474 median)

ZIP Code Tabulation Area 38321 in Tennessee is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 38321 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 2,397 people live in this ZCTA. Median household income here ($56,474) is higher than Carroll County County ($50,942). Operators sizing a local market often pair median income with mean income ($73,220) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Tennessee·ZIP codes in Carroll County