Census ACS · ZIP Code Tabulation Area

38555 Income Statistics for 2026

Cumberland County, Tennessee

Median household income

$56,818

Median household income ($56,818) is lower than Cumberland County County ($59,827).

38555$56,818
Cumberland County County$59,827
38571$58,498
38558$72,819
38572$56,609
37723$60,526
38578$54,063

Average household income

$68,379

Average household income ($68,379) is lower than Cumberland County County ($76,889).

38555$68,379
Cumberland County County$76,889
38571$83,756
38558$82,138
38572$80,483
37723$70,690
38578$65,769

Per-capita income

$29,219

Per-capita income ($29,219) is lower than Cumberland County County ($34,234).

38555$29,219
Cumberland County County$34,234
38571$34,431
38558$44,040
38572$35,376
37723$32,608
38578$42,043

Households earning $100k+

19.3%

Households earning $100k+ (19.3%) is lower than Cumberland County County (23.0%).

3855519.3%
Cumberland County County23.0%
3857125.2%
3855832.1%
3857219.3%
3772321.8%
3857816.1%

All demographics

Population
21,584
Households
9,205
Median age
42.1 yrs
Median household income
$56,818
Mean household income
$68,379
Per capita income
$29,219
Median home value
$236,300
Median gross rent
$804
Owner-occupied housing
65.8%
Bachelor's degree or higher
16.2%
In labor force
52.5%
Poverty rate
19.5%
Households earning $100k+
19.3%
Population under 5
4.9%
Population age 18–34
20.2%
Population age 25–44
24.5%
Population age 45–64
24.3%
Population age 65+
22.6%
Hispanic or Latino
5.2%
Black (non-Hispanic)
1.5%
Asian (non-Hispanic)
0.0%
Unemployment rate
6.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/tennessee/38555

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 38555 income statistics ($56,818 median)

ZIP Code Tabulation Area 38555 in Tennessee is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 38555 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 21,584 people live in this ZCTA. Median household income here ($56,818) is lower than Cumberland County County ($59,827). Operators sizing a local market often pair median income with mean income ($68,379) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Tennessee·ZIP codes in Cumberland County